Property Ownership

In South Dakota, a 'community land trust' (CLT) is a model of homeownership where:

AThe government owns all land within a designated community
BA nonprofit organization retains ownership of the land while individuals own the homes/improvements on it, keeping housing permanently affordable✓ Correct
CTribal communities hold land in trust for all tribal members equally
DAll homeowners in a development co-own all land within the development

Explanation

A community land trust is a nonprofit entity that owns land and leases it to homeowners, who own only the home/structure. When selling, homeowners share equity appreciation with the CLT per a formula, keeping homes affordable for subsequent buyers.

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