Property Ownership

In South Dakota, a condominium owner's monthly HOA fees typically cover:

AOnly their individual unit's interior maintenance
BCommon area maintenance, exterior maintenance, insurance on the structure, and reserves✓ Correct
CTheir individual mortgage payment
DAll utility costs for the complex regardless of individual use

Explanation

Condo HOA fees cover maintenance of common areas, exterior maintenance of the building, hazard insurance on the structure, and contributions to reserve funds for major future repairs.

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