Property Ownership

In South Dakota, a 'survey exception' in a title insurance policy means the policy:

ACovers all survey-related defects
BDoes not cover claims that an accurate survey would reveal (like encroachments)✓ Correct
CProvides a discount for properties with recent surveys
DExcludes coverage for properties without a survey

Explanation

A standard title policy's survey exception excludes claims that a current, accurate survey would disclose, such as encroachments, boundary disputes, or improvements on neighboring property. Extended coverage or a survey endorsement removes this exception.

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