Property Ownership

In Tennessee, a 'naked title' (bare legal title) held by a trustee under a deed of trust means:

AThe trustee owns the property outright
BThe trustee holds legal title only as a neutral party — the beneficial owner remains the borrower✓ Correct
CThe title has no encumbrances
DThe title is unrecorded

Explanation

In a Tennessee deed of trust, the trustee holds 'bare' or 'naked' legal title only as a neutral security holder for the benefit of the lender. The borrower retains equitable title and all beneficial ownership rights. The trustee can only act to foreclose if the borrower defaults.

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