Finance
Predatory lending refers to:
ACharging competitive interest rates in a rising market
BLoan products with unfair, deceptive, or abusive terms that harm borrowers✓ Correct
CLenders focusing exclusively on prime borrowers
DAdjustable-rate mortgages with standard cap structures
Explanation
Predatory lending involves unfair, deceptive, or abusive loan practices that exploit borrowers — such as excessive fees, balloon payments not disclosed, or loans the lender knows the borrower cannot repay. It disproportionately affects vulnerable populations.
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