Fair Housing
A Texas property owner claims an exemption from the Fair Housing Act under the 'Mrs. Murphy exemption.' For this exemption to apply, the property must be:
AAny owner-occupied single-family home
BAn owner-occupied building of no more than 4 units where the owner lives in one of the units✓ Correct
CAny building owned by a widow named Murphy
DA property owned and managed by its builder
Explanation
The 'Mrs. Murphy exemption' (named after a Senate debate about a widowed homeowner with a rooming house) exempts owner-occupied buildings of no more than 4 units from certain FHA provisions. The owner must live in one of the units. Even with this exemption, discriminatory advertising and using a real estate agent loses the exemption.
Related Texas Fair Housing Questions
- A Texas real estate agent who obtains a listing should be aware that the Fair Housing Act prohibits the agent from:
- A Texas real estate agent who receives compensation from a lender for steering buyers toward high-cost loan products may be violating:
- Under the Fair Housing Act, a condominium association that adopts a rule prohibiting all children from using the swimming pool is:
- A Texas real estate agent who makes statements designed to induce homeowners to sell by implying that the ethnic composition of a neighborhood is changing is engaged in:
- Which federal agency administers and enforces the Fair Housing Act?
- A Texas real estate brokerage that maintains a policy of not showing properties in certain price ranges to avoid serving a specific demographic is engaged in:
- A Texas real estate company's training materials state that agents should 'read' clients and only show them properties in neighborhoods that match their background. This policy:
- An HOA in Texas adopts a rule requiring all residents to speak English at all community meetings. This rule may be challenged as discriminatory based on:
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