Fair Housing
A Utah landlord may use criminal background checks in tenant screening if:
AThey check everyone's criminal history uniformly and screen based on relevant offense-related risk factors✓ Correct
BThey only check the criminal history of applicants of certain races
CThe check is waived for tenants with good credit
DState law prohibits criminal checks entirely
Explanation
Criminal history screening is permissible if applied consistently to all applicants and based on individualized assessment of the nature of the offense, how recently it occurred, and its relevance to tenancy risk—not as a blanket ban.
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Key Terms to Know
Steering
An illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
RedliningAn illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.
Pre-ApprovalA lender's conditional commitment to loan a specific amount to a borrower, based on verified income, credit, and assets.
Transfer TaxA tax imposed by state or local governments when real property ownership is transferred, typically based on the sale price.
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