Escrow & Title
An encumbrance on a Utah property title includes all of the following EXCEPT:
AA mortgage lien
BA utility easement
CA deed restriction
DThe owner's right to sell the property✓ Correct
Explanation
Encumbrances are claims, liens, charges, or interests in property held by parties other than the owner (mortgages, easements, restrictions). The owner's own right to sell is not an encumbrance.
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Key Terms to Know
Easement
A non-possessory right to use another person's land for a specific purpose.
EncumbranceAny claim, lien, charge, or liability attached to real property that affects its value or limits its use.
LienA financial claim against a property that serves as security for a debt or obligation, giving the creditor the right to foreclose if unpaid.
DeedA written legal instrument used to transfer ownership of real property from one party (grantor) to another (grantee).
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