Escrow & Title

The 'closing protection letter' (CPL) in a Utah transaction:

AProtects the buyer from seller fraud
BProtects the lender from losses caused by the title/escrow company's errors, fraud, or negligence in handling closing funds✓ Correct
CGuarantees clear title to the buyer
DIs required by Utah law for all residential closings

Explanation

A closing protection letter (CPL) is issued by the title underwriter and protects the lender from losses if the title/escrow company misappropriates funds or fails to follow closing instructions. It is commonly required by lenders in Utah closings.

Related Utah Escrow & Title Questions

Practice More Utah Real Estate Questions

1,500+ questions covering all exam topics. Start free — no signup required.

Take the Free Utah Quiz →