Fair Housing
The maximum civil penalty for a first-time Fair Housing Act violation (not involving a prior order) is approximately:
A$1,000
B$10,000
C$16,000✓ Correct
D$100,000
Explanation
For a first violation with no prior orders, the civil penalty under the Fair Housing Act can be up to approximately $16,000 (periodically adjusted for inflation). Subsequent violations carry significantly higher penalties.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
RedliningAn illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.
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