Environmental

A West Virginia property located in a FEMA-designated Special Flood Hazard Area (SFHA) with a federally backed mortgage must have:

AEarthquake insurance
BFlood insurance through the National Flood Insurance Program (NFIP)✓ Correct
CHazard insurance only
DNo special insurance requirements

Explanation

Properties located in Special Flood Hazard Areas (100-year flood plains) with federally backed mortgages are required to carry flood insurance through the National Flood Insurance Program (NFIP).

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