Fair Housing

The Fair Housing Act's '4-unit owner-occupied' exemption (Mrs. Murphy exemption) allows an owner who lives in a building of 4 or fewer units to:

ADiscriminate freely against all protected classes
BDecline to rent based on personal preference with limitations — the exemption applies if no real estate broker is used and no discriminatory advertising is employed✓ Correct
COnly rent to family members
DCharge any deposit amount

Explanation

The Mrs. Murphy exemption allows small owner-occupied buildings (4 units or fewer) to opt out of certain Fair Housing Act provisions, but only if the owner does not use a broker and does not use discriminatory advertising.

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