Arkansas Agency
Practice Questions & Answers (2026)

Agency law is one of the most tested subjects on the Arkansas real estate exam, and it's also one of the most misunderstood. The Arkansas Real Estate Commission (AREC) expects licensees to understand the legal duties owed to clients vs. customers, and the specific timing of required disclosures under Arkansas law. Study these questions carefully — candidates who rely on national agency frameworks and don't account for AR-specific rules are among the most common failures on the state portion.

Practice Questions

Arkansas Agency — Practice Questions & Answers

137 questions on Agency from the Arkansas real estate question bank. First 10 are free — sign up to unlock all 137.

Q1. In a traditional seller agency relationship, the licensee's fiduciary duties run primarily to:

A.The buyer
B.The seller/client
C.AREC
D.The MLS

Explanation

In a seller agency relationship, the broker and their licensees are the fiduciary agents of the seller, meaning their primary duties — loyalty, confidentiality, obedience, disclosure, accounting, and reasonable care — are owed to the seller.

Q2. Which type of agency allows a single broker or brokerage to represent both the buyer and the seller in the same transaction?

A.Exclusive agency
B.Dual agency
C.Single agency
D.Transactional brokerage

Explanation

Dual agency occurs when a broker (or brokerage) represents both the buyer and the seller in the same transaction. In Arkansas, dual agency is permitted only with written informed consent from all parties.

Q3. Which of the following is NOT a fiduciary duty owed by an agent to their client?

A.Loyalty
B.Obedience to all instructions
C.Confidentiality
D.Full disclosure to the opposing party

Explanation

Full disclosure to the opposing party is not a fiduciary duty — in fact, an agent must protect confidential information about their client. Fiduciary duties include loyalty, obedience (to lawful instructions), confidentiality, disclosure (to the client), accounting, and reasonable care.

Q4. A buyer's agent discovers that their buyer-client has a maximum budget of $300,000 but the seller is asking $280,000. Under buyer agency, the agent should:

A.Disclose the buyer's maximum budget to the seller to expedite the sale
B.Keep the buyer's financial limit confidential and negotiate in the buyer's best interest
C.Withdraw from the transaction to avoid conflict
D.Disclose it only if the seller's agent asks directly

Explanation

A buyer's agent owes the duty of confidentiality to the buyer-client. Disclosing the buyer's maximum budget would breach that duty and could harm the buyer's negotiating position.

Q5. A licensee who assists a buyer in a transaction but does not represent them is most accurately described as a:

A.Buyer's agent
B.Dual agent
C.Subagent of the seller
D.Transactional broker

Explanation

Historically, a licensee working with a buyer but not representing them was considered a subagent of the seller. In Arkansas, agency must be disclosed in writing so all parties understand the representation arrangement.

Q6. Under Arkansas law, when must agency disclosure be provided to a prospective buyer or seller?

A.At the time of closing
B.Before or at the time of first substantive contact
C.When the purchase contract is signed
D.After the buyer has viewed at least one property

Explanation

Arkansas license law mandates written agency disclosure before or at the time of the first substantive contact — such as when the licensee begins to assist the consumer with their real estate needs.

Q7. When a salesperson acts as a dual agent, which of the following statements is TRUE?

A.The salesperson may share confidential pricing information from both sides to close the deal
B.Full fiduciary duties are still owed to both buyer and seller individually
C.Both parties must give written informed consent before the dual agency may proceed
D.The salesperson automatically becomes a transactional broker

Explanation

Dual agency in Arkansas requires the written informed consent of both the buyer and the seller. Without this consent, proceeding as a dual agent violates license law.

Q8. The duty of 'accounting' in an agency relationship means the agent must:

A.Prepare tax returns for the client
B.Safeguard and account for all funds and documents entrusted to them by the client
C.Provide a monthly profit-and-loss statement to the principal
D.File a financial disclosure with AREC at the end of each transaction

Explanation

The duty of accounting requires the agent to properly handle, safeguard, and account for all money and property entrusted to them by the principal — such as earnest money deposits.

Q9. A listing agent learns that the seller is willing to accept $10,000 less than the asking price. Under seller agency, the agent:

A.Must disclose this to any interested buyer
B.Must keep this information confidential from buyers
C.Must disclose it to the buyer's agent upon request
D.Must inform AREC of the seller's motivation

Explanation

The seller's willingness to accept less than the asking price is confidential information that the listing agent must protect under the duty of confidentiality owed to the seller-client.

Q10. Agency by ratification is created when a principal:

A.Signs a written listing agreement before any services are performed
B.Accepts the benefits of an unauthorized act performed on their behalf
C.Refuses to acknowledge an agent's unauthorized act
D.Grants an agent express authority to act

Explanation

Agency by ratification is created after the fact — when a principal accepts the benefits of an act that was performed without prior authorization, they retroactively create an agency relationship.

Q11. A seller's listing agent discovers a material defect in the property. The agent's duty regarding this defect is to:

A.Disclose it only if asked by a buyer
B.Keep it confidential to protect the seller's interests
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