Finance
Under RESPA, a lender may not require a buyer to purchase title insurance from a specific company affiliated with the lender unless:
AThe lender owns the title company
BThe affiliated business arrangement is disclosed and the buyer is not required to use it✓ Correct
CThe buyer requests it
DThe title company offers the best rate
Explanation
RESPA allows affiliated business arrangements (AfBAs) only if they are disclosed to the consumer and the consumer is not required to use the affiliated company's services.
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