Fair Housing
Which federal law prohibits discrimination in mortgage lending based on race, color, religion, national origin, sex, marital status, age, or receipt of public assistance?
AFair Housing Act
BEqual Credit Opportunity Act (ECOA)✓ Correct
CCommunity Reinvestment Act (CRA)
DHome Mortgage Disclosure Act (HMDA)
Explanation
The Equal Credit Opportunity Act (ECOA/Regulation B) prohibits creditors from discriminating against applicants in any aspect of a credit transaction based on race, color, religion, national origin, sex, marital status, age, or receipt of public assistance. It applies to all forms of credit, including mortgages.
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