Fair Housing

Disparate impact under fair housing law means:

AIntentional discrimination against a protected class
BA facially neutral policy that has a disproportionately negative effect on a protected class✓ Correct
CFailing to advertise in minority neighborhoods
DUsing different contract terms for different buyers

Explanation

Disparate impact occurs when a neutral policy or practice disproportionately harms members of a protected class, even if there was no discriminatory intent. Such policies can violate fair housing law.

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