Fair HousingIntermediateDelaware Exam

What is a 'fair housing audit' in Delaware?

AA financial audit of a real estate brokerage for fair housing compliance

BA systematic investigation using matched pairs of testers to identify discriminatory practices in housingCorrect

CA government inspection of housing conditions for code compliance

DA review of an HOA's governing documents for discriminatory provisions

Why A systematic investigation using matched pairs of testers to identify discriminatory practices in housing Is Correct

Answer B: A systematic investigation using matched pairs of testers to identify discriminatory practices in housing

A fair housing audit uses paired testing (matched testers who differ only in a protected characteristic) to systematically identify whether housing providers treat people differently based on race, national origin, sex, disability, familial status, or other protected class.

Exam Tip: Fair Housing

Fair Housing questions test both federal (Fair Housing Act of 1968) and state-level protected classes. The federal protected classes are race, color, religion, national origin, sex, familial status, and disability. Many states add additional protections.

People Also Study

Key Terms to Know

Fair Housing Act

Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.

Steering

An illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.

Adjustable-Rate Mortgage (ARM)

A mortgage with an interest rate that changes periodically based on a financial index, usually after an initial fixed-rate period.

Escrow

A neutral third-party arrangement where funds, documents, and instructions are held until all conditions of a real estate transaction are satisfied.