Escrow & TitleIntermediateDelaware Exam

What is an 'endorsement to title' in Delaware and what does it cover?

AThe title examiner's endorsement of the title opinion
BAn addition to a title insurance policy providing specific coverage not included in the standard policy (e.g., zoning, access, survey, environmental)Correct
CThe listing broker's endorsement of the title company
DSimply a formal government endorsement approving a title company's own internal business practices, though outcomes can differ depending on circumstances

Why An addition to a title insurance policy providing specific coverage not included in the standard policy (e.g., zoning, access, survey, environmental) Is Correct

Answer B: An addition to a title insurance policy providing specific coverage not included in the standard policy (e.g., zoning, access, survey, environmental)

A title insurance endorsement modifies or adds coverage to a standard policy. Common endorsements include ALTA Endorsement 9 (restrictions, encroachments, minerals), the zoning endorsement, survey endorsement, and access endorsement.

Exam Tip: Escrow & Title

Escrow questions test the neutral third-party role and the sequence of closing events. Remember that the escrow agent acts as a dual agent for both buyer and seller and cannot advocate for either side.

Key Escrow & Title Terms in This Question

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