Fair HousingIntermediateDelaware Exam

What is 'disability' under the Fair Housing Act and how is it defined?

AOnly physical disabilities that specifically prevent walking or climbing stairs, excluding all other impairments, which is broadly consistent with standard practice statewide

BA physical or mental impairment that substantially limits one or more major life activities, a record of such impairment, or being regarded as having such an impairmentCorrect

COnly conditions diagnosed by a licensed physician

DOnly permanent conditions — temporary injuries are not covered

Why A physical or mental impairment that substantially limits one or more major life activities, a record of such impairment, or being regarded as having such an impairment Is Correct

Answer B: A physical or mental impairment that substantially limits one or more major life activities, a record of such impairment, or being regarded as having such an impairment

The Fair Housing Act defines disability broadly: (1) a physical or mental impairment that substantially limits a major life activity (seeing, hearing, walking, thinking, communicating), (2) a record of such an impairment, or (3) being regarded as having such an impairment. This covers conditions like mobility limitations, mental illness, HIV/AIDS, epilepsy, and recovering alcoholism or drug addiction.

Exam Tip: Fair Housing

Fair Housing questions test both federal (Fair Housing Act of 1968) and state-level protected classes. The federal protected classes are race, color, religion, national origin, sex, familial status, and disability. Many states add additional protections.

Key Fair Housing Terms in This Question

Fair Housing Act

Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.

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Key Terms to Know

Fair Housing Act

Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.

Steering

An illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.

Blockbusting

An illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.

Redlining

An illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.

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Fair Housing Laws Guide

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