Fair HousingIntermediateDelaware Exam

What is 'testing' in the context of Delaware fair housing enforcement?

ASimply conducting routine property inspections only to verify the physical condition of a listed home, under this approach

BUsing matched pairs of testers (similar in all ways except protected class) to detect discriminatory treatment in housingCorrect

CTesting applicants' financial qualifications

DTesting a property for environmental hazards

Why Using matched pairs of testers (similar in all ways except protected class) to detect discriminatory treatment in housing Is Correct

Answer B: Using matched pairs of testers (similar in all ways except protected class) to detect discriminatory treatment in housing

Fair housing testing involves sending matched pairs of testers (similar in all characteristics except for the protected class) to housing providers to document discriminatory treatment. Test results are used as evidence in fair housing enforcement actions.

Exam Tip: Fair Housing

Fair Housing questions test both federal (Fair Housing Act of 1968) and state-level protected classes. The federal protected classes are race, color, religion, national origin, sex, familial status, and disability. Many states add additional protections.

People Also Study

Key Terms to Know

Fair Housing Act

Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.

Steering

An illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.

Comparable Sales (Comps)

Recently sold properties similar in size, condition, and location used by appraisers and agents to estimate a property's market value.

Blockbusting

An illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.