Land Use & Zoning

What is 'floodplain management' and why is it important in Delaware land use regulation?

AManagement of indoor flooding from plumbing failures

BRegulations and programs to reduce flood risks and losses by controlling development in flood-prone areas, required for participation in NFIP✓ Correct

CManagement of irrigation water for agricultural properties

DFEMA's program for buying out flood-damaged properties

Explanation

Floodplain management involves regulations (often adopted as part of zoning or building codes) that control development in flood-prone areas to reduce flood losses. Delaware communities must adopt and enforce FEMA-approved floodplain ordinances to participate in the National Flood Insurance Program.

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Key Terms to Know

Zoning

Local government regulations that control land use by dividing areas into zones specifying permitted uses, building sizes, and densities.

Variance

Official permission to use land in a way that does not conform to the applicable zoning ordinance, granted by a zoning board when strict enforcement would cause undue hardship.

Private Mortgage Insurance (PMI)

Insurance required by lenders on conventional loans with less than 20% down payment, protecting the lender — not the borrower — against default.

Eminent Domain

The power of government to take private property for public use, with the requirement to pay the owner just compensation.