Environmental

What is the National Flood Insurance Program (NFIP) and why is it important in Delaware real estate?

AA private insurance product managed by state governments
BA federal program providing flood insurance to property owners in participating communities; required for federally backed loans in flood zones✓ Correct
CAn emergency assistance program after floods occur
DA federal program that funds flood control infrastructure

Explanation

The NFIP is a federal program managed by FEMA that provides flood insurance to communities that adopt floodplain management regulations. Flood insurance is mandatory for federally backed mortgage loans in designated Special Flood Hazard Areas.

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