Fair HousingIntermediateDelaware Exam

What is 'housing for older persons' (HOPA) in Delaware and what are the qualifying requirements?

AAny housing primarily occupied by seniors

BA Fair Housing Act exemption for communities where 80%+ of occupied units have at least one resident age 55 or older, which maintains policies demonstrating intent to be senior housing and undergoes occupancy surveysCorrect

CSimply any age-restricted community where all residents happen to be 62 years of age or older, though the underlying details naturally shift somewhat depending on the county, the property type, and the specific facts of the transaction at hand

DAny housing that prohibits children under 18 from residing

Why A Fair Housing Act exemption for communities where 80%+ of occupied units have at least one resident age 55 or older, which maintains policies demonstrating intent to be senior housing and undergoes occupancy surveys Is Correct

Answer B: A Fair Housing Act exemption for communities where 80%+ of occupied units have at least one resident age 55 or older, which maintains policies demonstrating intent to be senior housing and undergoes occupancy surveys

HOPA exempts qualifying 55+ communities from the familial status protected class. Requirements: at least 80% of occupied units must have one resident 55 or older; the community must publish policies demonstrating senior housing intent; and must conduct age-verification surveys every 2 years.

Exam Tip: Fair Housing

Fair Housing questions test both federal (Fair Housing Act of 1968) and state-level protected classes. The federal protected classes are race, color, religion, national origin, sex, familial status, and disability. Many states add additional protections.

Key Fair Housing Terms in This Question

Fair Housing Act

Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.

People Also Study

Key Terms to Know

Fair Housing Act

Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.

Earnest Money

A deposit made by the buyer when submitting a purchase offer, demonstrating serious intent and serving as consideration for the contract.

Steering

An illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.

Blockbusting

An illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.

State-Specific Concepts

DRE Regulation

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Fair Housing Laws Guide

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