Fair HousingIntermediateDelaware Exam

Which federal agency enforces the Fair Housing Act through investigation of complaints?

AThe Department of Justice

BHUD's Office of Fair Housing and Equal Opportunity (FHEO)Correct

CThe Federal Trade Commission

DThe Consumer Financial Protection Bureau

Why HUD's Office of Fair Housing and Equal Opportunity (FHEO) Is Correct

Answer B: HUD's Office of Fair Housing and Equal Opportunity (FHEO)

HUD's Office of Fair Housing and Equal Opportunity (FHEO) is the primary federal agency for receiving and investigating Fair Housing Act complaints. The DOJ handles pattern-or-practice cases and cases with widespread public interest.

Exam Tip: Fair Housing

Fair Housing questions test both federal (Fair Housing Act of 1968) and state-level protected classes. The federal protected classes are race, color, religion, national origin, sex, familial status, and disability. Many states add additional protections.

Key Fair Housing Terms in This Question

Agency

A legal relationship in which a licensee (agent) acts on behalf of a principal (buyer or seller) in a real estate transaction.

Fair Housing Act

Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.

People Also Study

Key Terms to Know

Fair Housing Act

Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.

Agency

A legal relationship in which a licensee (agent) acts on behalf of a principal (buyer or seller) in a real estate transaction.

Amortization

The gradual repayment of a loan through scheduled periodic payments that cover both principal and interest.

Adjustable-Rate Mortgage (ARM)

A mortgage with an interest rate that changes periodically based on a financial index, usually after an initial fixed-rate period.