Land Use & Zoning
A Florida property is located in a Coastal High Hazard Area (CHHA). This designation primarily affects:
AThe property tax assessment methodology
BInsurance requirements and development restrictions due to hurricane vulnerability✓ Correct
CThe right to build docks and waterfront structures
DOwnership rights when beachfront erosion occurs
Explanation
Florida's Coastal High Hazard Areas are the most vulnerable to hurricane damage. Properties in CHHAs face stricter development regulations under Florida's Growth Management Act, including limits on density increases, building code requirements, and potential restrictions on public expenditures for infrastructure.
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Key Terms to Know
Zoning
Local government regulations that control land use by dividing areas into zones specifying permitted uses, building sizes, and densities.
EncumbranceAny claim, lien, charge, or liability attached to real property that affects its value or limits its use.
Fee SimpleThe highest and most complete form of property ownership — absolute ownership with the right to use, sell, or pass the property to heirs.
VarianceOfficial permission to use land in a way that does not conform to the applicable zoning ordinance, granted by a zoning board when strict enforcement would cause undue hardship.
State-Specific Concepts
Continuing Education
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