Environmental
A property in Florida is located in a designated 'Special Flood Hazard Area' (SFHA) with Zone X shading. What does Zone X indicate?
AThe property is in a high-risk flood zone with mandatory flood insurance
BThe property is outside the 500-year floodplain — a minimal flood risk area✓ Correct
CThe property is in a moderate-risk flood zone
DThe property is in a coastal erosion zone
Explanation
FEMA Zone X (unshaded) indicates areas outside the 100-year and 500-year floodplain — minimal flood risk. Zone X (shaded) indicates moderate flood risk (between 100-year and 500-year floodplain).
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Key Terms to Know
Zoning
Local government regulations that control land use by dividing areas into zones specifying permitted uses, building sizes, and densities.
VarianceOfficial permission to use land in a way that does not conform to the applicable zoning ordinance, granted by a zoning board when strict enforcement would cause undue hardship.
Eminent DomainThe power of government to take private property for public use, with the requirement to pay the owner just compensation.
Adverse PossessionA doctrine by which a person can gain legal title to another's land by openly, continuously, and adversely occupying it for a statutory period.
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