Contracts

If an Iowa purchase agreement is silent on who pays the closing costs, what governs?

AIowa law mandates the seller pays all costs
BLocal custom and practice typically determine the allocation✓ Correct
CThe lender determines who pays all costs
DAll closing costs are shared equally by law

Explanation

When a contract is silent on closing cost allocation, local custom and practice in Iowa govern. This varies by market; typically some costs are customarily paid by the buyer and others by the seller.

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