Contracts

In Iowa, the closing date specified in a purchase agreement refers to:

AThe date the listing agreement expires
BThe date legal title transfers and funds are disbursed✓ Correct
CThe date the loan application is submitted
DThe date the property inspection is completed

Explanation

The closing date is when the sale is finalized—title transfers from seller to buyer, funds are disbursed, and all documents are executed. It is also when possession typically transfers unless otherwise specified.

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