Escrow & Title
In Iowa, an encumbrance that affects the title to real property would include all of the following EXCEPT:
AA mortgage lien
BA recorded easement
CA judgment lien
DAn oral agreement to sell✓ Correct
Explanation
An encumbrance is a recorded claim against real property that affects its title or use. Mortgages, easements, and judgment liens are recorded encumbrances. An unrecorded oral agreement is not a title encumbrance.
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