Escrow & Title
A general warranty deed in Maryland provides the grantee with:
AProtection only against defects arising during the grantor's ownership
BThe broadest protection — the grantor warrants title against all claims including those before the grantor's ownership✓ Correct
CNo warranties at all
DProtection against encumbrances only
Explanation
A general warranty deed provides the broadest protection, with the grantor warranting title against any and all claims, including those arising before the grantor owned the property.
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Key Terms to Know
Deed
A written legal instrument used to transfer ownership of real property from one party (grantor) to another (grantee).
EncumbranceAny claim, lien, charge, or liability attached to real property that affects its value or limits its use.
Title InsuranceInsurance protecting against financial loss from defects in a property's title that existed before closing but were unknown at the time of purchase.
Abstract of TitleA condensed history of a property's title, summarizing all recorded documents and encumbrances affecting it from the earliest record to the present.
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