Escrow & Title (alternative)
A Maryland general warranty deed includes covenants guaranteeing the grantor will defend against claims arising:
AOnly during the grantor's ownership
BFrom any point in the entire chain of title✓ Correct
COnly from the past 30 years
DOnly from recorded encumbrances
Explanation
A general warranty deed provides the broadest protection, with the grantor warranting and defending title against all claims arising from any point in the entire chain of title.
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- A Maryland special warranty deed warrants title only against claims arising:Escrow & Title (alternative)
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Key Terms to Know
Deed
A written legal instrument used to transfer ownership of real property from one party (grantor) to another (grantee).
Chain of TitleThe sequential record of all transfers of ownership for a piece of property from the original patent holder to the present owner.
EncumbranceAny claim, lien, charge, or liability attached to real property that affects its value or limits its use.
Title InsuranceInsurance protecting against financial loss from defects in a property's title that existed before closing but were unknown at the time of purchase.
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