Contracts (alternative)

In Maryland, the primary purpose of the settlement statement (Closing Disclosure or HUD-1) is to:

ADetermine the commission split
BProvide a complete accounting of all funds received and disbursed in the real estate transaction for all parties✓ Correct
CCalculate property taxes
DEstablish the final appraised value

Explanation

The settlement statement provides a full financial accounting of the transaction — showing the purchase price, credits, debits, prorations, loan amounts, closing costs, and net proceeds to each party.

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