Environmental

A Massachusetts property is located in a FEMA-designated Special Flood Hazard Area (SFHA, Zone A or AE). The buyer with a federally-backed mortgage is required to:

ANot purchase the property
BPurchase flood insurance through the National Flood Insurance Program✓ Correct
CElevate the structure before closing
DObtain a special state environmental permit

Explanation

Properties in FEMA Special Flood Hazard Areas securing federally-backed mortgages are required to carry flood insurance through NFIP. Massachusetts coastal and riverine properties frequently fall in these designated zones.

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