Property Ownership
Which of the following is a general (involuntary) lien that attaches to all real property owned by the debtor in Massachusetts?
AA mortgage lien on a specific property
BA judgment lien entered against the property owner✓ Correct
CA mechanic's lien for work on one building
DA specific assessment lien for road improvements
Explanation
A judgment lien is a general lien that attaches to all real property owned by the judgment debtor in the county where the judgment is recorded, not just a specific property.
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Key Terms to Know
Lien
A financial claim against a property that serves as security for a debt or obligation, giving the creditor the right to foreclose if unpaid.
Private Mortgage Insurance (PMI)Insurance required by lenders on conventional loans with less than 20% down payment, protecting the lender — not the borrower — against default.
DeedA written legal instrument used to transfer ownership of real property from one party (grantor) to another (grantee).
EasementA non-possessory right to use another person's land for a specific purpose.
Math Concepts
State-Specific Concepts
Mechanic's Lien
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