Property Ownership

Which of the following is an example of a specific (voluntary) lien?

AA judgment lien against the property owner
BA mortgage lien on a specific property created by the borrower✓ Correct
CA property tax lien for unpaid taxes
DAn IRS federal tax lien

Explanation

A mortgage is a specific, voluntary lien created by the borrower (mortgagor) on a specific property as security for a loan. It is specific because it attaches only to that property, and voluntary because the owner consents to it.

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