Land Use & Zoning
A 'community land trust' (CLT) in Mississippi provides affordable housing by:
ASelling land to developers at market rates
BMaintaining land ownership in perpetuity while selling or leasing affordable homes to income-qualified residents✓ Correct
CProviding grants to homebuyers
DOperating as a mortgage lender
Explanation
A community land trust retains ownership of the land while selling the home (improvements) to qualified buyers with deed restrictions that keep the home permanently affordable. This creates lasting affordability while building homeowner equity.
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