Environmental
A Mississippi commercial property developer is required to conduct a stormwater management plan under EPA's National Pollutant Discharge Elimination System (NPDES). This requirement applies to construction sites disturbing:
AAny amount of soil
BOne or more acres (or less than one acre if part of a larger common plan of development)✓ Correct
COnly sites over 5 acres
DOnly sites within 1,000 feet of a water body
Explanation
EPA's NPDES Construction General Permit requires stormwater pollution prevention plans (SWPPPs) and permits for construction activities disturbing 1 or more acres, or less than 1 acre if part of a larger common plan of development that will disturb 1 or more acres.
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Key Terms to Know
Private Mortgage Insurance (PMI)
Insurance required by lenders on conventional loans with less than 20% down payment, protecting the lender — not the borrower — against default.
ZoningLocal government regulations that control land use by dividing areas into zones specifying permitted uses, building sizes, and densities.
VarianceOfficial permission to use land in a way that does not conform to the applicable zoning ordinance, granted by a zoning board when strict enforcement would cause undue hardship.
Eminent DomainThe power of government to take private property for public use, with the requirement to pay the owner just compensation.
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