Fair Housing
Which agency enforces the Equal Credit Opportunity Act (ECOA) for mortgage lenders in Mississippi?
AHUD
BMREC
CThe Consumer Financial Protection Bureau (CFPB) and federal banking regulators✓ Correct
DThe Mississippi Banking Department exclusively
Explanation
ECOA is enforced by the Consumer Financial Protection Bureau (CFPB) and the relevant federal banking regulators (OCC, FDIC, Federal Reserve, NCUA) depending on the institution type.
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