Land Use & Zoning
A certificate of occupancy (CO) is issued by:
AThe title company at closing
BThe local building or planning department after construction meets code requirements✓ Correct
CThe Montana Board of Realty Regulation
DThe lending institution after final inspection
Explanation
A certificate of occupancy is issued by the local building or planning department certifying that a completed structure meets all applicable building codes and is safe to occupy.
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Key Terms to Know
Zoning
Local government regulations that control land use by dividing areas into zones specifying permitted uses, building sizes, and densities.
VarianceOfficial permission to use land in a way that does not conform to the applicable zoning ordinance, granted by a zoning board when strict enforcement would cause undue hardship.
Title InsuranceInsurance protecting against financial loss from defects in a property's title that existed before closing but were unknown at the time of purchase.
Eminent DomainThe power of government to take private property for public use, with the requirement to pay the owner just compensation.
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