Environmental
In South Carolina, flood zone determination for a property is primarily based on maps produced by:
AThe SC Department of Revenue
BThe Federal Emergency Management Agency (FEMA)✓ Correct
CThe US Army Corps of Engineers
DThe SC Forestry Commission
Explanation
FEMA produces Flood Insurance Rate Maps (FIRMs) that designate flood zones. Properties in Special Flood Hazard Areas (SFHAs) typically require flood insurance when financing is involved.
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Key Terms to Know
Adjustable-Rate Mortgage (ARM)
A mortgage with an interest rate that changes periodically based on a financial index, usually after an initial fixed-rate period.
AgencyA legal relationship in which a licensee (agent) acts on behalf of a principal (buyer or seller) in a real estate transaction.
ZoningLocal government regulations that control land use by dividing areas into zones specifying permitted uses, building sizes, and densities.
VarianceOfficial permission to use land in a way that does not conform to the applicable zoning ordinance, granted by a zoning board when strict enforcement would cause undue hardship.
Math Concepts
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