Finance
The Real Estate Settlement Procedures Act (RESPA) prohibits:
ALenders from charging origination fees
BKickbacks and unearned referral fees between settlement service providers✓ Correct
CSellers from paying closing costs on behalf of buyers
DReal estate agents from recommending specific lenders
Explanation
RESPA prohibits kickbacks and referral fees between settlement service providers (lenders, title companies, attorneys, etc.) that are not for services actually performed.
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