Fair Housing
A Utah insurance company that refuses to issue homeowner's insurance in a neighborhood because of its racial composition is engaging in:
ASound actuarial risk assessment
BRedlining—which violates the Fair Housing Act as applied to insurance✓ Correct
CPermissible business practice protected by private property rights
DA legally protected underwriting decision
Explanation
Insurance redlining—refusing coverage based on neighborhood racial composition—violates the Fair Housing Act's prohibition on discrimination in the 'terms and conditions' of housing, which includes insurance.
Related Utah Fair Housing Questions
- A Utah property management company's written policy of 'no felons' would need to be evaluated under fair housing law because:
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- Under the federal Fair Housing Act, which of the following is NOT a protected class?
- Blockbusting is a Fair Housing violation where:
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- A real estate company's policy of assigning agents to clients based on the client's or neighborhood's racial makeup constitutes:
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