Fair Housing
A Utah real estate agent who refuses to show a client homes in a particular neighborhood because of the neighborhood's racial composition is violating:
AOnly NAR's Code of Ethics
BThe Fair Housing Act's prohibition against steering✓ Correct
CRESPA's settlement procedures
DUtah's contract disclosure requirements
Explanation
Refusing to show or discouraging a buyer from considering neighborhoods based on their racial composition is racial steering—a clear violation of the Fair Housing Act.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
LienA financial claim against a property that serves as security for a debt or obligation, giving the creditor the right to foreclose if unpaid.
RedliningAn illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.
Math Concepts
State-Specific Concepts
Disclosure Requirements
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