Escrow & Title
In Utah, a general warranty deed provides the grantee with which covenants?
ACovenant of seisin only
BCovenants of seisin, quiet enjoyment, further assurance, warranty, and freedom from encumbrances✓ Correct
COnly the covenant that the grantor has not encumbered the property
DNo covenants—the deed simply transfers whatever interest the grantor holds
Explanation
A general warranty deed provides the broadest title protection with five covenants: seisin (grantor owns the property), quiet enjoyment, further assurance (grantor will help clear title), general warranty (against all claims), and freedom from encumbrances (except those listed).
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Key Terms to Know
Deed
A written legal instrument used to transfer ownership of real property from one party (grantor) to another (grantee).
EncumbranceAny claim, lien, charge, or liability attached to real property that affects its value or limits its use.
Title InsuranceInsurance protecting against financial loss from defects in a property's title that existed before closing but were unknown at the time of purchase.
Abstract of TitleA condensed history of a property's title, summarizing all recorded documents and encumbrances affecting it from the earliest record to the present.
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