Escrow & Title
A general warranty deed in West Virginia provides the grantee with:
ANo covenants or warranties from the grantor
BThe grantor's warranty against defects in title arising only during the grantor's ownership
CThe grantor's warranty against all title defects, including those from prior owners✓ Correct
DA guarantee that the property is free from all liens and encumbrances
Explanation
A general warranty deed contains covenants in which the grantor warrants title against all claims, including defects that arose before the grantor took ownership. It provides the broadest protection to the grantee.
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Key Terms to Know
Deed
A written legal instrument used to transfer ownership of real property from one party (grantor) to another (grantee).
EncumbranceAny claim, lien, charge, or liability attached to real property that affects its value or limits its use.
LienA financial claim against a property that serves as security for a debt or obligation, giving the creditor the right to foreclose if unpaid.
Title InsuranceInsurance protecting against financial loss from defects in a property's title that existed before closing but were unknown at the time of purchase.
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