Escrow & Title
In West Virginia, a general warranty deed provides the grantee with:
ANo warranties about title
BWarranties covering only defects created during the grantor's ownership
CThe strongest protection, warranting title against all defects in the chain of title✓ Correct
DA warranty valid only for 10 years after the sale
Explanation
A general warranty deed provides the strongest title guarantee. The grantor warrants the title against all defects and encumbrances throughout the entire chain of title, not just during the grantor's ownership.
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Key Terms to Know
Deed
A written legal instrument used to transfer ownership of real property from one party (grantor) to another (grantee).
Chain of TitleThe sequential record of all transfers of ownership for a piece of property from the original patent holder to the present owner.
EncumbranceAny claim, lien, charge, or liability attached to real property that affects its value or limits its use.
Title InsuranceInsurance protecting against financial loss from defects in a property's title that existed before closing but were unknown at the time of purchase.
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