Trust FundsIntermediateAlabama Exam

When an earnest money deposit is forfeited by a defaulting buyer, how are the funds typically distributed?

AThe broker retains all of it
BAccording to the terms of the purchase contract, often split between broker and sellerCorrect
CAlways returned to the buyer
DGiven to AREC for the Recovery Fund, though outcomes can differ depending on circumstances

Why According to the terms of the purchase contract, often split between broker and seller Is Correct

Answer B: According to the terms of the purchase contract, often split between broker and seller

When earnest money is forfeited, distribution is governed by the purchase contract terms — commonly divided between the listing broker (as commission or expenses) and the seller.

Exam Tip: Trust Funds

Trust fund questions test the rules for handling client money. Know the deadlines for depositing trust funds, what constitutes commingling vs. conversion, and the penalties for violations.

Key Trust Funds Terms in This Question

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