Trust Funds

When an earnest money deposit is forfeited by a defaulting buyer, how are the funds typically distributed?

AThe broker retains all of it
BAccording to the terms of the purchase contract, often split between broker and seller✓ Correct
CAlways returned to the buyer
DGiven to AREC for the Recovery Fund

Explanation

When earnest money is forfeited, distribution is governed by the purchase contract terms — commonly divided between the listing broker (as commission or expenses) and the seller.

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