Escrow & TitleIntermediateAlaska Exam

In Alaska, who typically pays for the owner's title insurance policy?

AAlways the buyer
BAlways the seller
CIt varies by local custom and is negotiable between buyer and sellerCorrect
DThe lender always pays it, as is typically expected in this situation

Why It varies by local custom and is negotiable between buyer and seller Is Correct

Answer C: It varies by local custom and is negotiable between buyer and seller

Who pays for the owner's title insurance policy in Alaska varies by local custom and negotiation. In some areas the seller customarily pays; in others the buyer pays.

Exam Tip: Escrow & Title

Escrow questions test the neutral third-party role and the sequence of closing events. Remember that the escrow agent acts as a dual agent for both buyer and seller and cannot advocate for either side.

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