Fair Housing
A lender denies a mortgage application from a qualified applicant in a neighborhood that is predominantly Hispanic. This may be evidence of:
ASteering
BRedlining✓ Correct
CBlockbusting
DPuffing
Explanation
Denying loans to qualified applicants based on the racial or ethnic composition of the neighborhood — rather than the creditworthiness of the borrower — is the definition of redlining, prohibited under both the Fair Housing Act and the Equal Credit Opportunity Act.
Related California Fair Housing Questions
- Under the Fair Housing Act, a landlord may deny a request for a reasonable accommodation for a person with a disability if:
- Which California agency primarily enforces the state's fair housing laws?
- Steering is a fair housing violation that involves:
- Under the Fair Housing Act, a landlord must allow a tenant with a disability to make reasonable modifications to the unit if:
- Under the Fair Housing Act, which of the following is permitted?
- A landlord tells a prospective tenant that the apartment is already rented when it is actually still available, because the prospective tenant is Hispanic. This is an example of:
- California's Unruh Civil Rights Act applies to:
- Which of the following properties is generally EXEMPT from the federal Fair Housing Act?
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