Land Use & ZoningIntermediateDelaware Exam
A floodplain designation affects a Delaware property primarily because:
AIt increases the property's assessed value
BProperties in a floodplain may require federal flood insurance and face development restrictionsCorrect
CIt allows higher density development
DIt exempts the property from zoning requirements
Why Properties in a floodplain may require federal flood insurance and face development restrictions Is Correct
Answer B: Properties in a floodplain may require federal flood insurance and face development restrictions
Properties in FEMA-designated floodplains are required to carry federal flood insurance if they have federally backed mortgages, and face restrictions on development and alterations.
Key Land Use & Zoning Terms in This Question
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Key Terms to Know
Zoning
Local government regulations that control land use by dividing areas into zones specifying permitted uses, building sizes, and densities.
DeedA written legal instrument used to transfer ownership of real property from one party (grantor) to another (grantee).
Eminent DomainThe power of government to take private property for public use, with the requirement to pay the owner just compensation.
VarianceOfficial permission to use land in a way that does not conform to the applicable zoning ordinance, granted by a zoning board when strict enforcement would cause undue hardship.
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